Why you need financial planning as a caregiver?

How do you juggle raising kids, supporting aging parents, and keeping your financial future on track?

In this episode, financial planner Tom Kaminski dives into the real challenges of the sandwich generation — and how smart financial planning can ease the pressure. From setting goals to navigating tough family conversations, Tom shares actionable tips for reducing financial stress and planning across generations.

He also previews his upcoming podcast, designed to support caregivers managing aging parents, children, and their own financial wellness. Whether you’re in the thick of caregiving or just starting to plan ahead, this episode gives you the tools to move forward with clarity and confidence.

Is your financial plan built for life’s toughest seasons?

Chapters:

00:00 – Meet Tom Kaminski & Introduction

02:15 – What does a financial planner really do?

05:45 – Fiduciary advisors: what they are and why they matter

08:52 – Financial stress vs. wealth creation

12:30 – Do you need a lot of money to use a financial planner?

16:50 – Tom’s podcast preview: Sandwich Bread

20:00 – Tips for reducing financial stress

25:00 – Planning across generations: caregivers, kids, and aging parents

Resources Mentioned:

Tom Kaminski CFP: https://www.twinrobins.com

Financial Planning Consumer Tools: https://www.napfa.org/financial-...

Care Equipment Solutions: https://www.asksamie.com

Care Navigation Platform: https://seniorai.app

Care Lab Podcast Archive: https://www.carelabpodcast.com